| Sr. No. |
Particular |
Existing (without GST)
|
Revised charges (withoug GST) |
| I |
Current /CC/OD |
| 1 |
Minimum Balance |
2000 |
Rs. 2000 |
| 2 |
Cheque return Charges (Issued)
|
150/-
|
1) upto Rs. 2 lakhs Rs. 200/- <br> 2) Rs. 2 lakhs to 5 lakh Rs. 250/- <br> 3) Rs. 5 lakh to 10 lakhs Rs. 300/- <br> 4) above 10 lakh Rs. 500/-
|
| 3 |
Cheque return Charges (Deposited)
|
60/-
|
Rs. 125/-
|
| 4 |
A/c. Maintenance Charges
|
Rs.100- per quarter
|
Rs. 150/- per quarter
|
| 5 |
Duplicate statement Charges
|
Rs.25/-per page & maximum Rs.500/
|
Rs. 25/- per page and maximum Rs. 600
|
| 6 |
Cash Withdrawal Charges
|
Nil
|
From Home Br. Upto Rs.5 Lakh, Non Home branch Rs.2 Lakh only <br> for both - on and above - Rs. 3.00/- per thousand charges will applied.
|
| 7 |
Cheque book charges
|
Rs.3 per cheque (personalized chequebook)
|
Rs. 4 per Cheque (personalised cheque book)
|
| 8 |
1) Stop Payment charges
2) Revocation charges |
1) Rs.70/- per cheque
2) nil |
1) Rs. 100/-
2) Rs. 50/- |
| 9 |
Stop Payment of ECS charges |
nil |
Rs. 100/- |
| 10 |
A/c. Closed within one year |
250 |
Rs. 300/- |
| 11 |
Min. Balance charges |
Rs.59/- per transaction |
Rs. 500 Quarterly basis (proportionate to the extent of shortfall) |
| 12 |
Clearing against charges |
Rs.5/- per thousand |
cancelled |
| 13 |
Lost token Charges |
Nil |
Rs. 200 |
| 14 |
Cash Deposition Charges |
Nil |
Daily 500 Piece free thereafter Rs.5/- per bundle |
| II |
Saving |
| 1 |
Cheque Book Charges
|
Rs. 3/-
|
Rs. 4/-
|
| 2 |
Cheque return Charges ( Issued) |
Rs.100/- |
RS. 125/- |
| 3 |
Cheque return Charges ( Deposited)
|
Nil
|
Rs. 50/-
|
| 4 |
Duplicate Pass Book |
Rs. 50/- |
Rs. 100/- |
| 5 |
Cash Deposition Charges |
Nil |
Maintaining Avg Bal.- No Charges If Not maintaining - Daily 500 Bundle free thereafter Rs. 3/- per bundle |
| 6 |
Account closed within one year
|
Rs. 100/-
|
Rs. 150/-
|
| 7 |
1) Stop Payment Charges
2) Revocation charges
|
1) Rs. 60/-
2) nil |
1) Rs. 100/-
2) 50/- |
| 8 |
Min. Balance Charges
|
Rs.30 per transaction
|
Rs. 200/- on quarterly basis (charges will be charge proportionate to the extent of shortfall )
|
| 9 |
Loss of token Charges
|
Nil
|
Rs. 200/-
|
| 10 |
Cash withdrawal Charges
|
Nil
|
From Home branch upto Rs. 3 lakh and non hoem branch Rs. 2 lakh on and above charges of Rs. 1/- per thousand
|
| 11 |
Statement of Account ( Manual)
|
Nil
|
First one year free thereafter Rs. 20/- per page
|
| 12 |
Old Record of Account |
nil |
|
|
Before 3 years
Before 5 years to 7 years
8 Years to 10 Years
|
|
Rs. 200/-
Rs. 600/-
Rs. 1200/-
|
| III |
Recurring |
| 1 |
Duplicate pass book |
Rs. 50/- |
Rs. 50/- |
| 2 |
Pending installment |
Rs. 2. per Rs.100/- per month |
Rs. 2. per Rs.100/- per month |
| 3 |
A/c closed within 6 months |
Rs. 50 |
Rs. 50 |
| IV |
OBC / IBC |
| 1 |
Collection Charges
Upto Rs. 1000/-
1001-5000
5001-10000
10001-100000
Above Rs.100000 |
1) 40.00
2) 50.00
3) 75.00
4) 100.00
5) 150.00 |
1) Upto Rs. 5000/- : Rs. 40.00
2) Rs. 5001- Rs. 10000 : Rs. 50.00
3) Rs. 10,001- Rs. 50,000 : Rs. 75.00
4) Rs. 50,001 - Rs. 100000 : Rs. 100.00
5) Rs.1.0 lakh and above : Rs. 150.00 |
| 2 |
OBC / IBC return charges |
OBC Cheque sent directly
SB Rs. 50/-
CA & CC Rs. 100/-
OBC sent through other Bank
Actual Charges of other Bank |
OBC Cheque sent directly
SB – Rs. 50/-
CA & CC – Rs. 100/-
OBC sent through other Bank
Actual Charges of other Bank
|
| V) |
Commission |
| 1 |
Pay Order |
Rs. 2. per thousand - Min. Rs.10/- for Customer
Rs. 3.per thousand - Min. Rs.15/- for Non Customer
Max Rs.2000/- for both categories. |
Rs. 2. per thousand - Min. Rs.10/- for Customer
Rs. 3.per thousand - Min. Rs.15/- for Non Customer
Maximum Rs. 2000/- for both categories |
| 2 |
D.D. Commission |
|
|
|
|
i) HDFC / Saraswat
|
Rs. 2.per thousand, Min. Rs. 10.00/- Max.5000/-
|
Rs. 2.00 per thousand, Min. Rs. 10.00, Max. Rs. 5000.00
|
| |
ii) SBBJ |
As per rate of SBBJ |
As per rate of SBBJ |
| 3 |
Solvency Certificate
|
Rs. 250 per Lakh , Min Rs.500 & Max. Rs.17700/-
|
Rs. 250 per Lakh , Min Rs. 500 & Max. Rs.17700/-
|
|
i) Through other bank |
Up to Rs.10.00 lakhs – Rs.1000 + other Bank Charges |
Rs. 1180.00 Upto 10.00 lakh + Other Bank Rs. 2360 /- at actual
|
|
|
Above Rs.10.00 lakhs – Rs.2000/- + other bank charges
|
AT actual |
| VIII |
Signature Verification/Photo attestation |
Rs. 60.00 |
Rs. 100/- |
| Other Charges |
| 1 |
ATM Annual Maintenance Charges |
Nil |
ATM (Other Bank) issuer charge above 5 transactions- Rs.20.00 per transaction
For PIN change, Balance inquiry, Account statement - Rs.10.00 etc.
In case of loss/damaged destroy etc, then reissue charges Rs.200.00 |
| 2 |
SMS charges on registered No. |
Nil |
For saving - Rs.5.00 & For current and loan - Rs.10.00 on quarterly basis |
| 3 |
Duplicate Share Certificate |
Nil |
Rs. 50/- |
| 4 |
Share application |
|
Rs. 25/- |
| 5 |
Charges for duplicate deposit receipts
|
Rs.50- per receipts
|
Rs. 100/-
|
| 6 |
Duplicate DD/PO charges
|
P.O. Rs.20/- HDFC DD Rs.50 /-SBBJ & SARCO – As Actual
|
For Pay order- Rs.20.00, for HDFC DD- Rs.50.00, SBBJ & SARCO At Actual
|
| 7 |
Cancellation of DD / Revalidation of P.O.
|
HDFC Rs.50 SBBJ & SARCO – As per rate of SBBJ & SARCO
|
HDFC - Rs.75.00 , SBBJ & Sarco - As per rate of SBBJ & Sarco
|
| 8 |
ECS Return
|
SB - Rs.60 and C/A A/c 100
|
Rs. 100/- |
| 9 |
RTGS |
Up to Rs. 5.00 lakhs- Rs.25
Above Rs. 5.00 lakhs- Rs.50
|
1) Up to Rs. 5 lakhs - Rs.25.00
2) Above Rs. 5 lakhs - Rs.50.00
|
| 10 |
NEFT |
Up to Rs. 1.00 lakhs- Rs. 6
Rs.1.00 lakhs to Rs.2.00 lakhs – Rs. 17/-
Above Rs. 2.00 lakhs- Rs.33 |
1) Up to Rs.10,000.00 - Rs. 2.50
2) Rs.10,001.00 to Rs. 1 lakhs - Rs. 5.00
3) Rs. 1 lakhs to Rs. 2 lakhs - Rs. 15.00
4) above Rs.2 lakhs - Rs. 25.00 |
| 11 |
E-Tax Payment |
Rs.60/- Per Challan |
Per Challan - Rs.60.00 |
| 12 |
Outward Clearing Cheque Return (for saving and current )
|
Rs. 60
Rs. 350
|
Saving - Rs.60.00
Current - Rs.400.00
|
| 13 |
Gold loan processing fee |
Processing Fee Rs.100
|
Rs. 150/-
|
| 14 |
Issue of LC (LC-Inland) |
1% (Minimum 500/-)+ other Bank charges at actual
|
1% (Minimum Rs.500.00) + other Bank charges at actual
|
| 15 |
Pre closer charges for loan
|
2% on Outstanding Balance of loan amount (If take over from other bank) Except Housing Loan
|
4% on Outstanding Balance of loan amount (If take over from other bank)
Except Housing Loan
|
| 16 |
CIBIL Charges
|
Consumer (Personal) Report - 100/-
Rs. 1000/-
|
Consumer - Rs. 150 /-
Commercial - Rs. 1200/-
|
| 17 |
Yearly Loan Service Charges
|
0
|
0
|
| 18 |
NOC/ Confidential Report
|
0
|
Rs. 150/-
|
| V)
|
Bank Guarantee |
| 1 |
Secured against FDR
100%
|
3% p.a. Minimum Rs. 177/- - For 100% deposit
|
3% p.a. Minimum Rs.177/- - For 100% deposit
|
| 2 |
Bank Guarantee from Other Bank |
Amount of commission charge by the concern bank + equal amount of commission for our bank |
Amount of commission charge by the concern bank + equal amount of commission for our bank |
| VI |
Loan / Cash credit
|
| 1 |
Loan Form- Housing / Personal |
Rs. 100/- |
Rs. 100/- |
| 2 |
Business loan Form |
Rs. 150/- |
Rs. 150/- |
| 3 |
Process / Scrutiny Fees |
0.50 % of loan amount
Minimum Rs.600/-
0.2% at the time of submission of proposal (Non Refundable)
|
0.50 % of loan amount , minimum- Rs.500.00
0.2 % at the time of submission of proposal (Non Refundable)
0.3 % at the time of issuing sanction letter |
| 4 |
Custody charges (Gold loan) |
Up to Rs.2.00 lakh – Rs.100/- per quarter - 118
Up to Rs.5.00 lakh – Rs.150/- per quarter - 177
Above Rs.5.00 lakh – Rs.250/- per quarter - 295
|
Up to Rs.2.00 lakh - Rs.100.00 per quarter
Up to Rs.5.00 lakh - Rs.150.00 per quarter
Above Rs.5.00 lakh - Rs.250.00 per quarter
|
| 5 |
Commitment charges |
1% p.a. on unutilized amount |
1% p.a. on unutilized amount |
| 6 |
Collection of bills under bills discounting / Bill Limit |
Rs. 6/- per thousand |
Rs. 6.00 per thousand |
| 7 |
Stock verification charges |
Up to Rs. 5.00 lakhs- Rs.118 per quarter
Above Rs. 5.00 lakhs- Rs.236 per quarter
|
Up to Rs.5.00 lakhs - Rs.100.00 per quarter
Above Rs.5.00 lakhs - Rs.200.00 per quarter
|
| 8 |
C.C Renewal Charges |
0.1% on loan amount and Min. 500/- |
0.1% on loan amount and Min. Rs.500/- |
| 9 |
Penalty for Delay in Stock Statement |
nil |
Rs. 300.00 per month |
| 10 |
Locker Rent late fee Charges
|
2% per month on locker rent
|
2% per month on locker rent
|
| 11 |
Terms and conditon
not fulfilled
|
nil |
Rs. 200/- per Month
|
