Service Charges (Inclusive of Service Tax)
( With effect from 01/09/2015)
Sr. No. |
Particular |
Existing |
New |
I |
Current /CC/OD |
1 |
Cheque return Charges |
Rs. 150/- |
1) Rs. 150/-
2) Incase of Recovery Cheques Rs. 200/- |
2 |
A/c. Maintenance Charges |
Rs. 60/- per quarter |
Rs.100/- per quarter |
3 |
Duplicate statement Charges |
Rs. 20/-per page & maximum Rs. 500/ |
Rs. 25/-per page & maximum Rs. 500/ |
4 |
Cheque book charges |
Rs. 2/- per cheque |
Rs. 3/- per cheque (personalized chequebook) |
5 |
Stop Payment charges |
Rs. 50/- per cheque |
Rs. 60/- per cheque |
6 |
A/c. Closed within one year |
Rs. 250/- |
Rs. 250/- |
7 |
Min. Balance charges |
Rs. 50/- per transaction |
Rs. 50/- per transaction |
8 |
Clearing against charges |
Rs. 5/- per thousand |
Rs. 5/- per thousand |
II |
Saving |
1 |
Cheque return Charges |
Rs. 50/- |
Rs.100/- |
2 |
Duplicate Pass Book |
Rs. 50/- |
Rs. 50/- |
3 |
Cheque Book charges |
Rs. 2/- per cheque |
Rs. 3/- per cheque (personalized chequebook) |
4 |
Account closed within one year |
Rs. 100/- |
Rs. 100/- |
5 |
Stop Payment Charges |
Rs. 30/- per cheque |
Rs. 60/- per cheque |
6 |
Min. Balance Charges |
Rs. 20/- per transaction |
Rs. 30/- per transaction |
|
Sr. No. |
Particular |
Existing |
New |
III |
Recurring |
1 |
Duplicate pass book |
Rs. 30/- |
Rs. 50/- |
2 |
Pending installment |
Rs. 2/- per Rs. 100/- per month |
Rs. 2/- per Rs.100/- per month |
3 |
A/c closed within 6 months |
Rs. 25/- |
Rs. 25/- |
4 |
A/c closed after 6 months |
-
NIL |
|
IV |
OBC / IBC |
1 |
Collection Charges
Upto Rs. 1000/-
1001-5000
5001-10000
10001-100000
Above Rs.100000 |
Upto Rs. 5000/- - Rs. 40/-
Rs. 5001/- -Rs. 10000/- - Rs. 50/-
Rs. 10001- Rs. 50000 - Rs. 75/-
Rs. 50001- Rs.100000 - Rs. 100/-
Rs. 1.00 lakh - Rs. 150/-
(All above charges are inclusive of Postage) |
Upto Rs. 5000/- - Rs. 40/-
Rs. 5001/- -Rs. 10000/- - Rs. 50/-
Rs. 10001- Rs. 50000 - Rs. 75/-
Rs. 50001- Rs.100000 - Rs. 100/-
Rs. 1.00 lakh & above - Rs. 150/-
(All above charges are inclusive of Postage)
|
2 |
OBC / IBC return charges |
OBC Cheque sent directly
SB Rs. 50/-
CA CC Rs. 100/-
OBC sent through other Bank
Actual Charges of other Bank |
OBC Cheque sent directly
SB – Rs. 50/-
CA & CC – Rs. 100/-
OBC sent through other Bank
Actual Charges of other Bank
|
V) |
Bank Guarantee - Issued through won bank |
1 |
Secured Guarantee |
3% p.a. Minimum Rs. 150/- |
3% p.a. Minimum Rs. 150/- |
2 |
Secured against FDR |
2% p.a. Minimum Rs. 150/- - For 100% deposit |
2% p.a. Minimum Rs. 150/- - For 100% deposit |
3 |
Bank Guarantee from Other Bank |
- |
3% p.a. Minimum Rs. 150/- (Sharing basis)
|
|
Sr. No. |
Particular |
Existing |
New |
VI |
Loan |
1 |
Loan Form- Housing / Personal |
Rs. 60/- |
Rs. 100/-
|
2 |
Business loan Form |
Rs. 120/- |
Rs. 150/-
|
3 |
Process / Scrutiny Fees
|
0.50 % of loan amount Minimum Rs. 250/-
Maximum Rs. 1.00 lakh |
0.50 % of loan amount Minimum Rs. 500/- 0.2% at the time of submission of proposal (Non Refundable) 0.3% at the time of issuing sanction letter.
|
4 |
Custody charges (Gold loan) |
Rs. 60/- per quarter
|
Upto Rs. 2.00 lakh – Rs. 100/- per quarter Upto Rs. 5.00 lakh – Rs. 150/- per quarter Above Rs. 5.00 lakh – Rs. 250/- per quarter
|
5 |
Commitment charges |
1% p.a. on unutilized amount
|
1% p.a. on unutilized amount |
6 |
Collection of bills under bills discounting / Bill Limit |
Rs. 6/- per thousand |
Rs. 6/- per thousand |
7 |
Cheque purchase & drawl against clearing |
Rs. 4/- per thousand Max. Rs. 2000/- (Amt. of BP – As permitted by RBI)
|
Rs. 5/- per thousand (Amt. of BP – As permitted by RBI) |
8 |
Stock verification charges
|
Upto Rs. 5.00 lakhs- Rs. 100/- per quarter Above Rs. 5.00 lakhs- Rs.200/- per quarter |
Upto Rs. 5.00 lakhs- Rs. 100/- per quarter Above Rs. 5.00 lakhs- Rs. 200/- per quarter
|
9 |
C.C Renewal Charges |
Upto Rs. 5.00 lakhs- Rs. 100/- per year Above Rs. 5.00 lakhs- Rs. 250/- per year
|
0.1% on loan amount and Min. 500/- |
|
Sr. No. |
Particular |
Existing |
New |
VII |
Commission |
1 |
Pay Order |
Rs. 2/- per thousand - Min. Rs. 10/- for customer
Rs. 3/- per thousand - Min. Rs. 15/- for Non-customer Max Rs. 2000/- for both categories. |
Rs. 2/- per thousand - Min. Rs.10/- for customer Rs. 3/- per thousand - Min. Rs. 15/- for Non-customer Max Rs. 2000/- for both categories. |
2 |
D.D. Commission |
|
|
i) |
HDFC / Saraswat |
Rs. 2/- per thousand Min. Rs. 10/- Max.5000/-
|
Rs. 2/- per thousand Min. Rs. 10/- Max.5000/-
|
ii) |
SBBJ |
As per rate of SBBJ
|
As per rate of SBBJ
|
3 |
Solvency Certificate |
Rs. 250/- per lakh , Min. Rs. 250/- Max. Rs. 10000/- |
Rs. 250/- per lakh , Min. Rs. 500/- Max. Rs. 15000/-
|
i) |
Through own bank |
ii) |
Through other bank |
Rs. 500/- + other bank charges |
Up to Rs. 10.00 lakhs - Rs. 1000/- + other bank charges Above Rs. 10.00 lakhs - Rs. 2000/- + other bank charges
|
VIII |
Signature Verification |
Rs. 30/- |
Rs. 60/- |
|
Other Charges
Sr. No. |
Particular |
Existing |
New |
1 |
Charges for duplicate deposit receipts |
Rs. 20/- per receipts |
Rs. 50/- per receipts |
2 |
Duplicate DD/PO charges |
P.O. Rs.10/- HDFC DD Rs.20/- SBBJ & SARCO – As Actual |
P.O. Rs. 20/- HDFC DD Rs. 50/- SBBJ & SARCO – As Actual |
3 |
Cancellation of DD / Revalidation & P.O. |
HDFC Rs. 25/- SBBJ & SARCO – As per rate of SBBJ & SARCO |
HDFC Rs. 50/- SBBJ & SARCO – As per rate of SBBJ & SARCO |
4 |
ECS Return |
Saving - Rs. 35 /- Current - Rs. 50/- |
Saving - Rs. 60/- Current - Rs. 100/- |
5 |
RTGS |
Upto Rs. 5.00 lakhs- Rs. 28/-
Above Rs. 5.00 lakhs- Rs. 56/- |
Upto Rs. 5.00 lakhs- Rs. 28/-
Above Rs. 5.00 lakhs- Rs. 56/- |
6 |
NEFT |
Upto Rs. 1.00 lakhs- Rs. 6/-
Rs. 1.00 lakhs to Rs. 2.00 lakhs – 17/-
Above Rs. 2.00 lakhs- Rs .28/- |
Upto Rs. 1.00 lakhs- Rs.6/- Rs. 1.00 lakhs to Rs. 2.00 lakhs – 17/- Above Rs. 2.00 lakhs- Rs. 28/- |
7 |
Forex Transactions |
Outward Remittance Upto Rs. 1.00 lakhs- Rs.50/- Plus Charges of HDFC & SARCO Above Rs. 1.00 lakhs- Rs.100/- Plus Charges of HDFC & SARCO Inward Remittance Charges of HDFC & SARCO |
Outward Remittance Upto Rs. 1.00 lakhs- Rs.50/- Plus Charges of HDFC & SARCO Above Rs. 1.00 lakhs- Rs. 100/- Plus Charges of HDFC & SARCO Inward Remittance Charges of HDFC & SARCO |
8 |
Franking |
Rs. 10/- per document |
As per E Franking (proposed) |
9 |
Cash Handling Charges |
- |
Up to Rs. 5.00 lakhs Receipts free Above Rs. 5.00 lakhs Rs. 10/- per lakhs |
10 |
E-Tax Payment |
- |
Rs. 60/- Per Challan |
11 |
Outward Clearing Cheque Retun Saving /Current / OD/ CC |
- |
Rs. 60/- For Loan Account – Rs.350/- |
12 |
Gold loan |
- |
Processing Fee Rs.100/- |
13 |
Issue of LC (LC-Inland) |
- |
1% (Minimum 500/-)+ other Bank charges at actual |
14 |
Precloser charges for loan |
- |
2% on Outstanding Balance of loan amount (If take over from other bank) Except Housing Loan |
|
Locker Charges
Locker Category |
Locker Size in C.M.s |
Present Locker Rent |
New Locker Rent
(w.e.f. 1st April 2016) |
A |
11.43 x 15.24 x 50.29 |
520/- |
650/- |
B |
15.24 X 18.42 x 50.29 |
830/- |
1050/- |
C |
11.43 X 17.78 x 50.29 |
600/- |
750/- |
D |
15.24 X 19.05 x 50.29 |
860/- |
1100/- |
E |
15.24 X 20.32 x 50.29 |
920/- |
1150/- |
F |
11.43 X 33.02 x 50.29 |
1120/- |
1400/- |
G |
17.78 X 24.1 x 50.29 |
1270/- |
1600/- |
H |
17.78 X 25.40 x 50.29 |
1340/- |
1700/- |
I |
15.24 X 40.64 x 50.29 |
1835/- |
2300/- |
J |
15.24 X 43.18 x 50.29 |
1950/- |
2450/- |
K |
17.78 X 50.80 x 50.29 |
2680/- |
3350/- |
L |
20.32 X 30.48 x 50.29 |
1835/- |
2300/- |
M |
22.86 X 33.02 x 50.29 |
2240/- |
2800/- |
N |
26.67 X 33.02 x 50.29 |
2610/- |
3300/- |
O |
31.75 X 40.64 x 50.29 |
3820/- |
4400/- |
P |
40.64 X 30.48 x 50.29 |
3670/- |
4250/- |
Q |
30. 48 X 39.37 x 50.29 |
3555/- |
4100/- |
R |
39.37 X 50.80 x 50.29 |
5920/- |
6850/- |
|
Special Instructions :
-
Year for locker rent will be from 1st of April to 31st March of Next year.
-
Late Fee @ 2% per month on locker rent overdue should be charged is the rent is not paid before 30th June of the year.
-
Late Fee will be applicable on the locker rents remaining overdue from 1st July 2014.
-
In case any different size locker is available in the branch, nearest size should be considered for applying rent and security deposit and size should be reported to Head Office.