Service Charges  (Inclusive of Service Tax)


( With effect from 01/09/2015)
Sr. No. Particular Existing New
I Current /CC/OD
1

Cheque return Charges Rs. 150/- 1) Rs. 150/-
2) Incase of Recovery Cheques Rs. 200/-
2 A/c. Maintenance Charges Rs. 60/- per quarter Rs.100/- per quarter
3 Duplicate statement Charges Rs. 20/-per page & maximum Rs. 500/ Rs. 25/-per page & maximum Rs. 500/
4 Cheque book charges Rs. 2/- per cheque Rs. 3/- per cheque (personalized chequebook)
5 Stop Payment charges Rs. 50/- per cheque Rs. 60/- per cheque
6 A/c. Closed within one year Rs. 250/- Rs. 250/-
7 Min. Balance charges Rs. 50/- per transaction Rs. 50/- per transaction
8 Clearing against charges Rs. 5/- per thousand Rs. 5/- per thousand
II Saving
1 Cheque return Charges Rs. 50/- Rs.100/-
2 Duplicate Pass Book Rs. 50/- Rs. 50/-
3 Cheque Book charges Rs. 2/- per cheque Rs. 3/- per cheque (personalized chequebook)
4 Account closed within one year Rs. 100/- Rs. 100/-
5 Stop Payment Charges Rs. 30/- per cheque Rs. 60/- per cheque
6 Min. Balance Charges Rs. 20/- per transaction Rs. 30/- per transaction

 

Sr. No. Particular Existing New
III Recurring
1 Duplicate pass book Rs. 30/- Rs. 50/-
2 Pending installment Rs. 2/- per Rs. 100/- per month Rs. 2/- per Rs.100/- per month
3 A/c closed within 6 months Rs. 25/- Rs. 25/-
4 A/c closed after 6 months - NIL
IV OBC / IBC
1 Collection Charges Upto Rs. 1000/- 1001-5000 5001-10000 10001-100000 Above Rs.100000 Upto Rs. 5000/-               - Rs. 40/-
Rs. 5001/- -Rs. 10000/-   - Rs. 50/-
Rs. 10001- Rs. 50000     - Rs. 75/-
Rs. 50001- Rs.100000     - Rs. 100/-
Rs. 1.00 lakh                 - Rs. 150/-
(All above charges are inclusive of Postage)

Upto Rs. 5000/-                      - Rs. 40/- Rs. 5001/- -Rs. 10000/-           - Rs. 50/- Rs. 10001- Rs. 50000             - Rs. 75/- Rs. 50001- Rs.100000            - Rs. 100/- Rs. 1.00 lakh & above             - Rs. 150/-
(All above charges are inclusive of Postage)
2 OBC / IBC return charges OBC Cheque sent directly
SB Rs. 50/-
CA CC Rs. 100/-
OBC sent through other Bank
Actual Charges of other Bank
OBC Cheque sent directly SB – Rs. 50/- CA & CC – Rs. 100/- OBC sent through other Bank Actual Charges of other Bank

V)

Bank Guarantee   -   Issued through won bank
1 Secured Guarantee 3% p.a. Minimum Rs. 150/- 3% p.a. Minimum Rs. 150/-
2 Secured against FDR 2% p.a. Minimum Rs. 150/-
   - For 100% deposit
2% p.a. Minimum Rs. 150/-     - For 100% deposit
3 Bank Guarantee from Other Bank - 3% p.a. Minimum Rs. 150/- (Sharing basis)

 

Sr. No. Particular Existing New
VI Loan
1 Loan Form- Housing / Personal Rs. 60/- Rs. 100/-
2 Business loan Form Rs. 120/- Rs. 150/-
3 Process / Scrutiny Fees
0.50 % of loan amount Minimum Rs. 250/-  
Maximum Rs. 1.00 lakh
0.50 % of loan amount Minimum Rs. 500/-
0.2% at the time of submission of proposal (Non Refundable) 0.3% at the time of issuing sanction letter.
4 Custody charges (Gold loan) Rs. 60/- per quarter
Upto Rs. 2.00 lakh – Rs. 100/- per quarter Upto Rs. 5.00 lakh – Rs. 150/- per quarter Above Rs. 5.00 lakh – Rs. 250/- per quarter
5 Commitment charges 1% p.a. on unutilized amount
1% p.a. on unutilized amount
6 Collection of bills under bills discounting / Bill Limit Rs. 6/- per thousand Rs. 6/- per thousand
7 Cheque purchase & drawl against clearing Rs. 4/- per thousand  Max. Rs. 2000/- (Amt. of BP – As permitted by RBI)
Rs. 5/- per thousand  (Amt. of BP – As permitted by RBI)
8 Stock verification charges
Upto Rs. 5.00 lakhs- Rs. 100/- per quarter Above  Rs. 5.00 lakhs- Rs.200/- per quarter Upto Rs. 5.00 lakhs- Rs. 100/- per quarter Above  Rs. 5.00 lakhs- Rs. 200/- per quarter
9 C.C Renewal Charges Upto Rs. 5.00 lakhs- Rs. 100/- per year Above  Rs. 5.00 lakhs- Rs. 250/- per year
0.1% on loan amount and Min. 500/-

 

Sr. No. Particular Existing New
VII Commission
1 Pay Order Rs. 2/- per thousand  - Min. Rs. 10/- for customer
Rs. 3/- per thousand   - Min. Rs. 15/- for Non-customer Max Rs. 2000/- for both categories.
Rs. 2/- per thousand  -  Min. Rs.10/- for customer Rs. 3/- per thousand   - Min. Rs. 15/- for Non-customer Max Rs. 2000/- for both categories.
2 D.D. Commission

i) HDFC / Saraswat Rs. 2/- per thousand Min. Rs. 10/-  Max.5000/-
Rs. 2/- per thousand Min. Rs. 10/-  Max.5000/-
ii) SBBJ As per rate of  SBBJ
As per rate of  SBBJ
3 Solvency Certificate
Rs. 250/- per lakh ,  Min. Rs. 250/- Max. Rs. 10000/-


Rs. 250/- per lakh   ,  Min. Rs. 500/- Max. Rs. 15000/-
i) Through own bank
ii) Through other bank Rs. 500/- + other bank charges Up to Rs. 10.00 lakhs - Rs. 1000/- + other bank charges Above Rs. 10.00 lakhs - Rs. 2000/- + other bank charges
VIII Signature Verification Rs. 30/- Rs. 60/-

 

Other Charges

Sr. No. Particular Existing New
1 Charges for duplicate deposit receipts Rs. 20/- per receipts
Rs. 50/- per receipts
2 Duplicate DD/PO charges P.O. Rs.10/- HDFC DD Rs.20/-
SBBJ & SARCO – As Actual
P.O. Rs. 20/- HDFC DD Rs. 50/- SBBJ & SARCO – As Actual
3 Cancellation of DD / Revalidation & P.O. HDFC Rs. 25/-  SBBJ & SARCO – As per rate of  SBBJ & SARCO
HDFC Rs. 50/-  SBBJ & SARCO – As per rate of  SBBJ & SARCO
4 ECS Return Saving  -  Rs. 35 /-   Current  - Rs. 50/-
Saving  - Rs. 60/-        Current  - Rs. 100/-
5 RTGS Upto Rs. 5.00 lakhs- Rs. 28/-
Above  Rs. 5.00 lakhs- Rs. 56/-
Upto Rs. 5.00 lakhs- Rs. 28/-
Above  Rs. 5.00 lakhs- Rs. 56/-
6 NEFT Upto Rs. 1.00 lakhs- Rs. 6/-
Rs. 1.00 lakhs to Rs. 2.00 lakhs – 17/-
Above  Rs. 2.00 lakhs- Rs .28/-
Upto Rs. 1.00 lakhs- Rs.6/- Rs. 1.00 lakhs to Rs. 2.00 lakhs – 17/- Above  Rs. 2.00 lakhs- Rs. 28/-
7 Forex Transactions Outward Remittance
Upto Rs. 1.00 lakhs- Rs.50/- Plus Charges of HDFC & SARCO
Above  Rs. 1.00 lakhs- Rs.100/- Plus Charges of HDFC & SARCO
Inward Remittance Charges of HDFC & SARCO
Outward Remittance Upto Rs. 1.00 lakhs- Rs.50/- Plus Charges of HDFC & SARCO
Above  Rs. 1.00 lakhs- Rs. 100/- Plus Charges of HDFC & SARCO Inward Remittance Charges of HDFC & SARCO
8 Franking Rs. 10/- per document As per E Franking (proposed)
9 Cash Handling Charges - Up to Rs. 5.00 lakhs Receipts free Above Rs. 5.00 lakhs Rs. 10/- per lakhs
10 E-Tax Payment - Rs. 60/- Per Challan
11 Outward Clearing Cheque Retun Saving /Current / OD/ CC - Rs. 60/-  For Loan Account – Rs.350/-
12 Gold loan - Processing Fee Rs.100/-
13 Issue of LC (LC-Inland) - 1% (Minimum 500/-)+ other Bank charges at actual
14 Precloser charges for loan - 2% on Outstanding Balance of loan amount  (If take over from other bank) Except Housing Loan

 

Locker Charges

Locker Category Locker Size in C.M.s Present Locker Rent New Locker Rent

(w.e.f. 1st April 2016)

A 11.43 x 15.24 x 50.29 520/- 650/-
B 15.24 X 18.42  x 50.29 830/- 1050/-
C 11.43 X 17.78  x 50.29 600/- 750/-
D 15.24 X 19.05  x 50.29 860/- 1100/-
E 15.24 X 20.32  x 50.29 920/- 1150/-
F 11.43 X 33.02  x 50.29 1120/- 1400/-
G 17.78 X 24.1  x 50.29 1270/- 1600/-
H 17.78 X 25.40 x 50.29 1340/- 1700/-
I 15.24 X 40.64  x 50.29 1835/- 2300/-
J 15.24 X 43.18  x 50.29 1950/- 2450/-
K 17.78 X 50.80  x 50.29 2680/- 3350/-
L 20.32 X 30.48  x 50.29 1835/- 2300/-
M 22.86 X 33.02  x 50.29 2240/- 2800/-
N 26.67 X 33.02  x 50.29 2610/- 3300/-
O 31.75 X 40.64  x 50.29 3820/- 4400/-
P 40.64 X 30.48  x 50.29 3670/- 4250/-
Q 30. 48 X 39.37  x 50.29 3555/- 4100/-
R 39.37 X 50.80  x 50.29 5920/- 6850/-

Special Instructions :

  1. Year for locker rent will be from 1st of April to 31st March of Next year.
  2. Late Fee @ 2% per month on locker rent overdue should be charged is the rent is not paid before 30th June of the year.
  3. Late Fee will be applicable on the locker rents remaining overdue from 1st July 2014.
  4. In case any different size locker is available in the branch, nearest size should be considered for applying rent and security deposit and size should be reported to Head Office.
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