For Repairs, Renovation of house, Furniture Purchase / consumer durables purchase
"Paryatan" (Travel) Loan upto Rs. 50,000/-
- Eligibility :
Salaried Employees / Businessmen having regular source of income
- Loan Amount :
Maximum Rs. 1.00 Lakh
- Margin :
30% of Quotation
- Repayment :
Maximum 5 years.
- Rate of Interest :
- Security :
Hypothecation of consumer durables to be purchased.
- Guarantee :
Two competent guarantors acceptable to bank.
- Processing Charges :
0.5% of the loan amount applied.
- Shareholding :
2.50% of loan amount
- Documents Required :
I. Latest Photograph, Photo Identity Proof, Residence proof of the Applicant and Guarantors
II. In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR for 3 years
III. In case of businessman, last 2 years profit & loss, balancesheet, ITR copies of last 3 years and bank statement of business account for last 6 months
IV. Quotation of consumer durables or proposed expenses.